Wealth Architect

Wealth Architect is an AI-powered tool that acts like a financial helper for people wanting to reach their financial goals. It provides guidance for different amounts of money, from small savings to larger sums. The goal is to create a financial plan quickly, in less than five minutes. Currently, it is free to use while it is being tested. No credit card is needed, and users can stop using it whenever they want.

This service helps with common money worries, like planning for retirement or figuring out how much house someone can buy. For instance, it can show when someone might be able to retire and how much they need to save. It can also tell you how much house you can afford based on your savings. The tool also checks how secure your finances are, like making sure you have enough money for emergencies and improving your overall financial health.

Wealth Architect uses a special feature called "Dream Builder." Here, people can type in their life goals using everyday language, such as wanting to buy a house in a specific year. The AI then turns these wishes into financial steps, timelines, and savings goals. The plan can be easily changed if something in life changes, like having a new baby.

The system works like a complete financial management tool. It includes features for planning, tracking spending, keeping records, and making predictions, all using smart technology. It helps people set up a "Good Month" by focusing on what is important to them and automatically tracks spending to match those priorities.

Key features include an "AI CFO" that can answer tough financial questions. This could be about the best way to take money out of accounts to pay less in taxes, how changes in lifestyle might affect retirement plans, or the best time to start receiving Social Security benefits. The AI looks at many different possibilities and models to give detailed answers and useful advice.

Wealth Architect also works to accurately understand and sort out financial transactions. It aims for about 92% accuracy so that budgets and plans are based on correct information. It sends alerts for low account balances and helps show where money is being spent.

The "Intelligence Engine" behind the system combines advanced financial modeling with AI. It offers predictions that consider taxes, stress tests to see how plans hold up under difficult situations, and multiple AI systems for budgeting, planning, coaching, and investing. The system makes sure predictions are always current and protects data with strong security measures, like those used by banks. It promises that user data is never sold.

People can sign up to get early access to the platform, which is described with the motto "Dream. Plan. Live."