Temar: AI-Driven White-Label Payment Gateway SaaS for Crypto and Fiat

Overview

Temar is a modular, AI Agent-driven Web3 payment SaaS platform designed for companies requiring rapid deployment of branded payment infrastructure. It combines fiat acquiring, stablecoin payments, fund distribution, merchant operations, card products, and standardized APIs into a single solution. By leveraging pre-built compliance frameworks and banking partnerships, Temar enables businesses to launch their own payment gateways in approximately two weeks, bypassing the typical 12-18 month development cycle.

Benefits

Temar provides a comprehensive suite of tools for both traditional and digital asset transactions. Key advantages include:

• Fiat Acquiring:Supports major networks including Visa, Mastercard, Apple Pay, and Google Pay, alongside local payment methods.
• Digital Asset Gateway:Facilitates crypto payment acceptance and conversion for major cryptocurrencies such as Bitcoin, Ethereum, USDT, and USDC.
• Merchant Management:Offers white-label dashboards for managing sub-merchants, including KYB (Know Your Business) workflows, reporting, reconciliation, and role-based access control.
• Developer Integration:Provides standardized REST APIs, a sandbox environment, webhooks, and multi-language SDKs (Node.js, Python, Java, Go) for seamless integration.

Temar operates on a compliance-first foundation, ensuring enterprise-grade security suitable for regulated industries. The platform holds the following certifications and implements rigorous controls:

• PCI DSS Level 1:The highest level of payment card industry security certification, required for organizations processing over 6 million card transactions annually. This includes end-to-end encryption, annual on-site QSA assessments, and continuous vulnerability scanning.
• KYB & AML:Features automated Know Your Business onboarding with document verification and business registry checks. It includes real-time Anti-Money Laundering (AML) screening against global sanctions lists and Politically Exposed Person (PEP) databases.
• KYT Monitoring:Provides Know Your Transaction capabilities with configurable risk rules and anomaly detection.
• Operational Security:SOC 2 Type II and ISO 27001-oriented controls operate across all platform layers, from API gateways to settlement infrastructure. Comprehensive audit logs with immutable records ensure readiness for regulatory reporting.

Use Cases

Temar serves a diverse range of sectors, including Payment Service Providers (PSPs), e-commerce marketplaces, cross-border trade companies, travel businesses, AI platforms, and Web3 companies. The platform is particularly notable for its support of AI agent payment workflows through interfaces like MCP financial APIs, x402 micropayments, and programmable wallets.

The Temar Fast-Track Blueprint compresses the traditional payment gateway build cycle into a 2-week launch path. This efficiency is achieved through production-ready modules, pre-integrated banking relationships, and built-in compliance workflows.

• Week 1:Focuses on branding setup, product module selection, compliance configuration, and sandbox testing.
• Week 2:Covers production deployment, merchant onboarding workflows, go-live validation, and final launch.

This approach eliminates the need for businesses to acquire banking relationships, build compliance programs, or develop APIs from scratch. Continuous updates for regulatory changes, security patches, and feature upgrades are managed by Temar.

Pricing

Pricing depends on selected modules, payment volume, supported channels, and compliance requirements. A tailored proposal is available upon contact with the Temar team.

Additional Information

Temar integrates with a robust network of global payment and digital asset partners to ensure liquidity and coverage. Key partners include:*Fiat & Crypto Infrastructure:OSL, LianLian Pay, FOMO Pay, Payermax, Nuvei, Paywho, Crypto.com, BCB Group, Rail.io, and B2C2.