SHVL: UK Late Payment Debt Chase Pack Generator

SHVL is a specialized software tool built for small and medium-sized businesses in the United Kingdom. It helps finance managers, bookkeepers, and credit control owners automate the process of chasing unpaid invoices. Instead of manually writing letters or calculating interest, SHVL takes a list of overdue debts and turns it into a ready-to-send package of documents. This tool is designed to save time and ensure that all legal requirements for late payments are met correctly.

Benefits

SHVL offers several clear advantages for businesses struggling with debt collection. First, it removes the need to write repetitive letters from scratch. The tool generates three different types of letters for each debt, ranging from a friendly reminder to a final warning before legal action. Second, it handles complex calculations automatically. It applies the correct interest rates based on UK law and tracks fixed sums owed to the customer. Third, it provides a complete audit trail. Every calculation is saved in an Excel file so teams can review the numbers before sending anything. Finally, it is easy to use. Users simply upload a file, get the documents back, and send them from their own email accounts without needing to connect to other software systems.

Use Cases

This tool is best used by finance professionals and business owners who deal with overdue invoices on a regular basis. A common scenario involves a bookkeeper exporting a list of unpaid bills from accounting software like Xero or QuickBooks. They upload this list to SHVL to create a chase pack. The team then reviews the generated letters and emails to ensure they are accurate before sending them to the clients. It is also useful for credit control owners who need a standardized way to handle multiple debts at once. Because the tool does not send emails automatically, it fits well into workflows where a human needs to verify the details before taking action.

Pricing

SHVL uses a flexible pricing model that allows users to choose how much they need. A single pack can be generated for one file for a flat fee. For businesses with ongoing monthly cycles of overdue debts, there is a subscription option that includes saved sender details and support. There is also an optional add-on for teams that want to import data directly from accounting software and receive weekly reports. These options allow users to start small and add services only when their volume of work justifies the cost.

Additional Information

SHVL operates entirely through a simple upload and download process. There is no need for a login or complex setup. The tool is not a legal advisor, but it ensures that all documents comply with the Late Payment of Commercial Debts (Interest) Act 1998. It is specifically designed for the UK market and supports B2B transactions. The company encourages users to suggest new features based on their own repetitive tasks, helping to shape the future of the product.