MardRisk AI – Financial Risk Assistant

MardRisk AI is a tool designed to help people understand their financial risk and make smarter money choices. It gives you a personal risk score in less than five seconds. This score shows you the potential cost of your financial decisions before you even make them. The service is free to use, doesn't require you to sign up, and gives you results right away.

Benefits

MardRisk AI helps you understand how risky your financial choices are. It gives you a score from 0 to 100 based on your income, how much you spend, your debts, and how much you save. This score helps you see if a financial decision is safe or not. For example, a score of 72 out of 100 means 'Moderate Risk,' while 84 means 'High Risk.' The score also breaks down your risk by categories like how affordable something is, if it's a necessity, and how much savings you have left. You can also ask the bot about a specific purchase, like an item and its price, and it will give you a quick signal: green for a 'Safe Buy,' yellow for 'Risky,' or red to 'Avoid.' The bot also offers advice based on your risk analysis and can even answer your financial questions using voice, so you can analyze your finances without looking at your phone. It supports English, Armenian, and Russian, and you can switch languages easily. MardRisk AI also focuses on privacy, meaning it doesn't store or collect your financial data. It keeps your information private within your Telegram chat.

Use Cases

You can use MardRisk AI by opening the bot on Telegram. You don't need to register or give your email. First, choose your language English, Armenian, or Russian. Then, you can type or speak naturally about your income, your spending, or any financial questions you have. The AI will analyze your input using its financial risk models. After that, you will get a clear risk score from 0 to 100, with details about different risk areas, and advice on what to do next. There is also a web application available online where you can see your financial history, look at charts, and manage your budgets from any device.

Pricing

There is a Free Tier that includes the Personal Risk Score, Purchase Risk Check, AI Financial Advice, support for three languages, no registration needed, advanced analytics, voice AI access, and monthly reports. This tier is free forever and does not require a credit card. The Pro Tier costs $9.99 per month. It includes everything in the Free tier, plus unlimited queries, more advanced analytics, a monthly financial report, a budget planning assistant, tracking of your risk history, voice AI access, and priority customer support.

Vibes

People who have used MardRisk AI say it is accurate in helping them avoid bad purchases. Users also find it very helpful, especially those who speak Armenian. It has also been praised for accurately assessing people's financial habits.

Additional Information

MardRisk AI is available as a bot on Telegram. A web application is also available at app.mardriskai.online.