Kakebo AI

Kakebo AI is a digital tool that helps people manage their money better. It is based on a Japanese savings method that has been around for a long time. The app helps users understand where their money is going so they can make smart choices about spending without having to make big changes to their lives. It is designed for people in Europe and other places who want to manage their money in Euros.

The Kakebo method involves setting a savings goal for the month, writing down every expense as it happens, sorting expenses into different groups, and then looking back at the end of the month to see where money can be saved. Common spending groups include essentials like food and transport, regular bills like rent and subscriptions, fun activities like eating out, and personal growth like buying books or taking classes.

Benefits

Kakebo AI offers a completely private way to manage your finances because it does not need to connect to your bank accounts. This means there are no security risks. It uses artificial intelligence to give you personal money advice based on how you spend. This is different from regular bank apps or spreadsheets that might not offer smart suggestions or require a lot of manual work.

Use Cases

This app is useful for anyone who wants to get a better handle on their spending. It can help people save money by showing them where they might be overspending. The method encourages users to think about their purchases, like distinguishing between 'wants' and 'needs' or 'fun' versus 'personal growth.' It is also helpful for those who prefer not to link their bank accounts to financial apps.

Pricing

Kakebo AI offers a free plan where you can track unlimited expenses without needing a card to sign up. There is also a 14-day free trial for Kakebo Premium. After the trial, the Premium version costs

3.99 per month. You can cancel at any time. Payments are handled securely, and your data is protected.

Vibes

People like Kakebo AI because it is simple and easy to use on a phone. Many find it helps them stick to tracking their expenses, which can be hard with other methods like spreadsheets or paper notebooks. Users appreciate the peace of mind that comes from not connecting to their banks. The app's way of categorizing spending and its AI chatbot for quick questions about spending are also seen as very helpful.

Additional Information

Using the Kakebo method, people can potentially cut down on their variable spending by as much as 20%. The app's features, like personalized savings tips and automatic analysis of spending habits, are part of the Premium offering.