ArcRefinery

ArcRefinery: Empowering Startups with Smart Cash Management and Capital Solutions

ArcRefinery is a comprehensive platform designed to help startups grow by providing essential financial tools and support. Founded with a mission to assist startups in raising and managing their cash, ArcRefinery offers a range of services that cater to the unique needs of early-stage companies. The platform combines cash management and capital solutions to create a seamless experience for founders and finance teams.

Benefits

ArcRefinery offers several key advantages for startups:

• Enhanced Bank Deposit Protection: Traditional banks typically offer $250,000 in FDIC coverage. ArcRefinery provides over 20 times that amount, with $5.25 million in protection through an insured bank deposit sweep program. This program automatically distributes deposits across a network of FDIC-insured banks, including Goldman Sachs, JPMorgan Chase, and Citibank.

• Immediate Yield on Deposits: Startups can earn yield starting from the first dollar deposited. ArcRefinery offers 4% APY in their Reserve account with no fees and instant transfers. Additionally, their Treasury account provides 5%+ APY through investments in U.S. government-backed Treasury Bills and Money Market Funds.

• Automated Treasury Management: ArcRefinery simplifies treasury management by allowing startups to rebalance their funds across FDIC and SIPC-insured accounts based on yield, liquidity, and risk preferences. This feature helps startups optimize their financial strategy effortlessly.

• Dedicated Support: Every startup that works with ArcRefinery receives a named relationship manager for personalized support. Additionally, ArcRefinery offers 24/7 dedicated support to assist startups outside of traditional business hours.

• Customized Capital Options: ArcRefinery provides tailored capital solutions to meet the unique needs of startups. Through revenue financing, startups can access tens of millions of dollars with up to an 18-month payback period. The platform plans to offer even more forms of financing in the future.

Use Cases

ArcRefinery is ideal for startups looking to manage their cash more effectively and access the capital they need to grow. The platform is particularly useful for:

• Early-Stage Startups: Startups in their initial phases can benefit from ArcRefinery's cash management tools and capital solutions to fuel their growth.

• Scaling Startups: As startups reach scale, they can leverage ArcRefinery's automated treasury management features to diversify their deposits and optimize their financial strategy.

• Finance Teams: Finance teams within startups can utilize ArcRefinery's comprehensive platform to manage cash flow, access capital, and ensure financial stability.

Additional Information

ArcRefinery is part of Arc, a company founded with the mission to help startups grow. The platform was launched to address the lack of support, transparency, and product innovation available through traditional banks. ArcRefinery's launch on Product Hunt marks the culmination of two years of development and dedication to their mission. The company is confident in its ability to innovate and support its customers, aiming to reimagine startup banking from the ground up.